Andrew Harmon


 

 

How to Make a Couple Hundred Bucks - Quick and Easy

by Jennifer S. Matthews

In the recent economy, more people are living paycheck to paycheck than ever before. As if it werenít already tough enough, changes to tax laws and health insurance premiums further decreased the take home pay of millions of people this past January.

So, how can you make a couple hundred bucks quick and easy? Itís actually pretty simple! Most people donít know where their money goes from one day to the next. Therefore, if this scenario Iím about to describe fits you, then you can open your pocket and put money in it!

In our constantly busy and on-the-go lifestyles, we donít think twice about stopping to grab a cup of coffee in the morning on our way to work. Sometimes we add on a bagel or our favorite breakfast sandwich. We dash out of the office to grab lunch and then hit the vending machines to raise our afternoon drag. Does all or part of this sound familiar? Is this how your weekday looks?

If we were to put some numbers behind these basic scenarios, we get a real eye-opener that could put hundreds of dollars in your pocket! There are about 20 work days in each month, so letís look at the total cost of our constantly busy and on-the-go lifestyles:

 

Purchase

Est. Cost per Day

Avg. per 5 day Work Week

Avg. per Month (4 weeks)

Avg. per Year (12 months)

Coffee

$2.00

$10.00

$40.00

$480.00

Breakfast

$4.00

$20.00

$80.00

$960.00

Lunch

$8.00

$40.00

$160.00

$1,920.00

Snacks

$2/00

$10.00

$40.00

$480.00

Water/Soda

$1.50

$7.50

$30.00

$360.00

Cigarettes (7 days)

$6.00

$42.00

$168.00

$2,016.00

TOTALS:

$23.50

$129.50

$518.00

$6,216.00

 

If this chart looks eerily familiar, then you have a great opportunity to quickly put hundreds of dollars in your pocket! Did you realize the $6,216 per year shown here could be $31,000 saved in 5 years; $62,000 in 10 years; and $186,500 in 30 years! Even if you donít smoke, this still adds up to $350 per month and more than $4,000 per year.

A simple adjustment of bringing coffee, breakfast and lunch from home 2 or 3 days each week, buying your water/soda and snacks in bulk at a warehouse store, will save you hundreds of dollars every month! So there you have itÖ a couple hundred bucks quick and easy!

About the Author: Jennifer S. Matthews is an award-winning author, motivational speaker, and is trained as a financial coach. Her award-winning book 12 Ways to Put Money in Your Pocket Every Month Without A Part Time Job, was also nominated for a 2013 NAACP Image Award. The book shows readers how to create hundreds of dollars in cash every month from within their existing income. Visit Jennifer online at www.MoneySmartBook.com and sign up for her newsletter. You can also purchase her book, take advantage of free downloads, and much more.

 

© 2013 Creating Financial Literacy, LLC

 

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