Go to College When There's NO Money and How to Make
Money When Jobs are Limited
by Jennifer S. Matthews
Spring is here and
excitement is in the air! High school juniors are excited
about starting their senior year; and high school and
college seniors are both excited about starting the next
chapter in their lives. However, some kids are getting a
harsh lesson in reality and economics that may dampen their
spirit Ė but only if they let it!
The economy is what it is Ė better than it was but not where
it used to be. The economy is not within our control;
therefore, letís focus on what is in our control. I always
tell parents and kids that you donít go to college because
you donít want to or because you donít have the grades.
Money should never be an issue when it comes to getting a
4-year college degree!
For most kids, getting good grades requires hard work.
Therefore, I encourage hard working kids (and their parents)
to start early seeking and finding as much free money for
college as they can. Start your efforts with an internet
search for: tuition waiver. I have a friend whose children
(yes, plural) went to the University of North Dakota
absolutely free. They got a great education and eventually
even got used to the weather! The trade off for being a
little cold for a little while is they are starting adult
life with zero student loans! UND is not the only school
with tuition waivers.
Also, do a detailed internet search for scholarships. Have
your child team up with a buddy and have each child commit
to finding and completing a designated number of scholarship
applications every week or every month. The kids learn
accountability in an area that directly benefits them and
their future. Again, the reward is starting adult life not
saddled down with the student loan debt that burdens so many
young people after graduation.
Part two of this article is about making money. The economy
still is what it is. However, if you canít find a good job
then go out and create a great job! Entrepreneurship has
become as much a key to wealth building for the African
American community as homeownership. The absolute key to
building a successful business is your mindset, regardless
of your age! Weíve heard about Bill Gates, Mark Zuckerberg,
and others who struck it rich at a young age by starting
their own businesses. However, check out Farrah Gray, Ephren
Taylor, Jermaine Griggs, Jasmine Lawrence, and Gabrielle J.
Williams just to name a few young people who created wealth
through entrepreneurship at a very young age (Gabrielle is
only 12 years old today!).
To help grow your mindset, I strongly recommend getting
started with two books: The Wealth Choice by Dr. Dennis
Kimbro and The Compound Effect by Darren Hardy, and get a
subscription to Success Magazine. As you are reading these
books, you can start planning your next steps both online
and at your local library. The business you decide to start
should be something you are passionate about, which may not
necessarily be the same as your college major/degree or your
Putting some serious elbow grease behind the ideas and
information in this article can radically change your future
for the better forever! I donít wish you good luck; instead
I wish you good work!
Author: Jennifer S. Matthews is an award-winning author,
motivational speaker, and is trained as a financial coach.
Her award-winning book 12 Ways to Put Money in Your Pocket
Every Month Without A Part Time Job, was nominated for a
2013 NAACP Image Award and selected by the Institute for
Financial Literacy as their 2012 Adultís Book of the Year,
General. The book shows readers how to create hundreds of
dollars in cash every month from within their existing
income. Visit Jennifer online at
www.MoneySmartBook.com and sign up for her newsletter.
You can also purchase her book, take advantage of free
downloads, and much more.